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Mortgage Products: Home Equity Line of Credit

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*Annual Percentage Rate. Rates & APR’s are for owner-occupied properties at 80% Loan to Value Ratios. **Initial interest rate for the first month is the Prime Rate less 1.00% and can change every month thereafter according to the Prime Index Value as published in the Wall Street Journal. Minimum interest during the term of the loan is 5.50% APR. The maximum interest rate during the term of the loan is 16.0%. All Loan programs subject to credit approval. APR 5.50% accurate as of 7-1-10 and is subject to change without notice.